A retired member, his/her spouse, and eligible dependent children may be
entitled to supplementary health and hospital, dental and life insurance
benefits, provided separately by the Government of Ontario.
To be eligible, the retiree must meet one of the following criteria:
The retiree’s pension is based on at least 10 years of pensionable credit in
the OPSEU Pension Plan or the PSPP.
The retiree’s pension is based on at least 10 years of continuous employment
with some credit in the OPSEU Pension Plan (or the PSPP) for at least some part
of each of those 10 years.
The retiree started employment and plan membership between January 1, 1987 and
November 3, 1989, and reached age 55 at the time when employment started.
Summary of benefits: Insured benefits for eligible pensioners include coverage
for: dental, supplementary health and hospital and basic life insurance. If the
member was employed by a scheduled agency, board or commission outside the OPS,
any additional benefits depend on the collective agreement in place with the
employer at the time of termination. The Ontario Government pays the premiums
for these benefits.
The premiums for basic life insurance are paid by the employer, and are
considered taxable benefits.
Coverage Commencement: The benefit coverage for
a pensioner starts the month in which the pension begins. Therefore, there may
be a gap in coverage from the members retirement date to the date that pension
These post retirement insured benefits are not part of the OPSEU
Pension Plan. They are provided separately by the Government of Ontario.