You, your spouse and your eligible dependent children are entitled to insured
benefits if you meet one of the following criteria:
- you are receiving a pension based on at least 10 years of credit in
the OPSEU Pension Plan or the PSPP, or
- you are receiving a pension based on at least 10 years of continuous
employment and have some credit in the OPSEU Pension Plan for at
least some part of each of those 10 years.
If you were employed in the OPS or certain other eligible organizations and
meet any of the above requirements, you are entitled to insured benefits in
retirement.
Please note that these insured benefits are provided separately by the Government of Ontario, not the OPSEU Pension Plan.
Insured benefits for eligible pensioners include coverage for: dental,
supplementary health and hospital and basic life insurance. The premiums for
these benefits are paid by the Ontario Government. Employer-paid premiums for basic life
insurance are considered a taxable benefit.
For more details on insured benefits, please refer to the Ministry of Government Services booklet: A Guide to your Benefits – After Retirement. This booklet
is available from OPTrust. The Pension Connection, an OPTrust
newsletter for pensioners, regularly provides questions and answers related to
insured benefits.
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