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Retirees

Alert
Due to higher than normal call volumes to our general inquiries line, you may experience a busy signal when calling OPTrust. We apologize for any inconvenience this may cause.

Our secure email option and Online Services messaging are available at any time to send questions about OPTrust or your pension.

Optional Upgrade Packages are available effective May 1, 2017 to all pensioners who are eligible for Post Retirement Benefits (PRBs), including eligible retirees who started their pension before January 1, 2017. READ MORE

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes

couple

Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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