Insured Benefits

What you need to know

The Government of Ontario has proposed certain changes to post-retirement insured benefits. Although announced, these changes have not been finalized. If this proposal is implemented:

  • until 2017, with 10 or more years of credit, you, your spouse and dependent children qualify for insured benefits which include coverage for :
    • dental
    • supplementary health and hospital
    • vision care and hearing aid plan
    • basic life insurance
  • if you start your pension after January 1, 2017, eligibility criteria change and you will be required to pay 50% of the premium costs
  • Government of Ontario pays the full premium for eligible members who retire before January 1, 2017 (retiring after 2017)
    • insured benefits are a taxable expense
    • insured benefits are provided through the government of Ontario, not OPTrust
Submitting claims

If you have any difficulty with your claim, please contact Great-West Life at 1-800-874-5899.

What you need to do
  • designate a beneficiary for the $2,000 life insurance benefit payable from Great-West Life
  • consider signing up for Great-West Life online to submit claims or direct deposit
When to contact us
  • when any life changes occur – marriage, separation, divorce, death, new beneficiaries
  • changes to contact information – address, phone number, e-mail address, new spouse, death of a spouse

Background material for more information
Government sites with pension benefit information