The Plan
Joining the Plan
Retirement security is closer than you think. Whether you’re starting your career in the Ontario government or are several years in, your job provides a valuable advantage: a defined benefit pension.
Why join the OPSEU Pension Plan?
You’ll receive secure, predictable income in retirement – for life.
For every dollar you contribute to your pension, your employer contributes an equal amount.
Upon retirement, your pension is adjusted every year for inflation.
Pension contributions to the pension fund are invested by an experienced team of investment professionals.
It’s easy to save for your future and your loved ones by simply becoming a member.
Who can join?
Joining the Plan is required for permanent employees represented by the OPSEU/SEFPO bargaining unit in the LCBO, OPS or at an agency, board, commission or organization that contributes to the OPSEU Pension Plan.
The Plan's membership comprises members represented by OPSEU, certain designated bargaining agents, and other designated employees, employed by the following organizations:
Alcohol and Gaming Commission of Ontario
Centralized Supply Chain Ontario
Centre for Addiction and Mental Health*
Financial Services Regulatory Authority
Ferrovial Services
HR Ottawa Employee Services Inc.
Legal Aid Ontario
Legislative Assembly of Ontario
Liquor Control Board of Ontario
Niagara Parks Commission
North Bay Regional Health Centre (Northeast Mental Health Centre)*
Ontario Agency for Health Protection and Promotion
Ontario Cannabis Retail Corporation
Ontario Pension Board
Ontario Public Service Employees’ Union (seconded or acting employees)
Ontario Shores Centre for Mental Health Sciences*
Ontario Teachers’ Pension Plan Board
OPSEU Pension Plan Trust Fund (includes non-bargaining unit employees)
Providence Continuing Care Centre*
Province of Ontario (civil servants and crown employees)
Skilled Trades Ontario (formerly Ontario College of Trades)
St. Joseph’s Care Group – Lakehead Psychiatric Hospital*
Waypoint Centre for Mental Health Care*
Workplace Safety and Insurance Appeals Tribunal
*This employer is divested and no longer enrolling new members in the OPSEU Pension Plan.
The Plan's membership comprises members represented by OPSEU, certain designated bargaining agents, and other designated employees, employed by the following organizations:
Alcohol and Gaming Commission of Ontario
Centralized Supply Chain Ontario
Centre for Addiction and Mental Health*
Financial Services Regulatory Authority
Ferrovial Services
HR Ottawa Employee Services Inc.
Legal Aid Ontario
Legislative Assembly of Ontario
Liquor Control Board of Ontario
Niagara Parks Commission
North Bay Regional Health Centre (Northeast Mental Health Centre)*
Ontario Agency for Health Protection and Promotion
Ontario Cannabis Retail Corporation
Ontario Pension Board
Ontario Public Service Employees’ Union (seconded or acting employees)
Ontario Shores Centre for Mental Health Sciences*
Ontario Teachers’ Pension Plan Board
OPSEU Pension Plan Trust Fund (includes non-bargaining unit employees)
Providence Continuing Care Centre*
Province of Ontario (civil servants and crown employees)
Skilled Trades Ontario (formerly Ontario College of Trades)
St. Joseph’s Care Group – Lakehead Psychiatric Hospital*
Waypoint Centre for Mental Health Care*
Workplace Safety and Insurance Appeals Tribunal
*This employer is divested and no longer enrolling new members in the OPSEU Pension Plan.
Can a contract, fixed-term or casual employee join the Plan?
Yes. If you are an OPSEU/SEFPO-represented employee and your employer contributes to the OPSEU Pension Plan, you have the option to join. To join, complete the Membership Enrolment (OPTrust 1005) form with your employer.
If you choose to join the Plan, you have the option to buy back past service with your employer for periods which you had the option to join but chose not to. To start the process, complete an Application for Past Pension Service (OPTrust 1036) form. Deadlines apply, so the earlier you act, the better.
Buying back pension service
Are you a new OPTrust member? Have you taken an unpaid leave of absence recently? If so, applying to buy back pension service in the Plan could be one of the best financial decisions you can make.
People for Pensions
Explore the value that defined benefit pensions provide and discover perspectives from people like you: our members.