Members - Leave of Absence Buybacks

you have up to 24 months after returning to work to submit an application and have your employer contribute
your employer contributes an equal amount for some unpaid leave of absence buybacks:
- pregnancy, parental and adoption leave
- short term sickness and LTIP
- caregiver absences
the cost of your buyback is based on your salary at the time you start making payments
after the 24-month deadline, you can still apply under the open window option but the cost will be calculated actuarially and your employer does not contribute
contributions can be stopped at any time
you have up to 10 years to make payments
unpaid leaves of one month or less do not affect your pension – contributions are mandatory and are deducted when you return to work

decide if you want to buyback your leave of absence during your leave or when you return to work
apply before your leave starts if you want to buy back pension service during your leave
submit an application immediately – the decision whether to go ahead can be made later
- parental leave applications can be completed online

considering a leave
get a cost estimate for a special leave, education leave or open window option buyback
change of address, e-mail or other contact information
update beneficiary information after maternity leave