Leaving Your Job

• Your membership in the Plan ends when you leave your job.

• When we receive notice of your termination from your employer, we will send you a termination package explaining your options.

• Depending on your age and pension service in the Plan, you may have a number of options.

• If you have been involuntarily terminated without cause and meet certain requirements, you may be eligible for grow-in benefits.

• If you have an outstanding buyback balance, you will have the option to complete your buyback by making a lump sum payment in order to increase your pension service.

• Access to your Online Services account ends when we receive notice of your termination from your employer. If you start to receive a pension from OPTrust, your account will be reactivated.

• We work to handle your service request in a timely manner. See our Service Delivery Standards.

When to contact us

• If you are planning to retire

• Change of address, email or other contact information

• Change in spousal status

You may also choose to contact us if you are leaving your job or are planning to terminate your employment.

1. Establish your termination date (with your employer, if applicable):

   1. Your employer must complete the Grow-in Rights Certification (OPTrust 3013) form, if you are eligible for grow-in benefits.

   2. Inform your employer and OPTrust if you plan to retire.

2. Your employer completes the Termination of Membership (OPTrust 1012) form and sends it directly to OPTrust.

3. Provide OPTrust with copies of these documents, if they are not in our files:

   1. If you have a spouse

      1. Your spouse’s birth certificate

      2. Proof of spousal relationship

   2. If you do not have a spouse, birth certificates for any eligible children.

   3. If you are separated or divorced, a certified copy of your court order, separation agreement or family arbitration award if it requires you to divide your pension with your former spouse.

4. Review and update your beneficiaries.