Retirees' Overview

OPSEU/SEFPO Retroactive Salary Awards

Retroactive wage increases have been confirmed affecting various bargaining unit employees including Ontario Public Service Unified, Correctional Services, and LCBO among others.

OPTrust is working closely with employers to receive updated salary information and pension contributions for all members of the OPSEU Pension Plan impacted by the award. The timing of this information may differ by employer, resulting in varying timelines for members to see adjustments to their pension benefits.

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2024-25 Post-retirement benefits premium rate change effective April 1, 2024, for OPSEU Pension Plan Retirees

For the period April 1, 2024, to March 31, 2025, premiums for Legacy (169494) and Retiree Focused (members paying 100% premiums - 169974) group insurance plans have increased. Premiums for the Optional Upgrade Plan (OUP) for Legacy Plan members have also increased.

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Retired on or after January 1, 2017
Retired before January 1, 2017

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As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes


Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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