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Retirees

Potential Service Disruption at Canada Post
In the event of a postal disruption, there are a number of options for our members.
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Post-Retirement Benefits Premium Rate and OUP Premium Rate Changes for OPSEU Pension Trust Retirees
Modest changes to current premium rates for the Legacy and Retiree-Focused PRB plans, and for the Optional Upgrade Package (OUP) will be effective August 1, 2018.
Retired on or after January 1, 2017 - Fact Sheet
Retired before January 1, 2017 - Fact Sheet

Optional Upgrade Packages
Optional Upgrade Packages are available to all pensioners who are eligible for Post-Retirement Benefits (PRBs).
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As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes

couple

Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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