2022 Cost of living adjustment for your OPTrust pension

Starting January 2022, your pension will increase by 2.4%. The annual cost of living adjustment (COLA) is applied to all pensioners, survivor pensions and to the deferred pensions of former and divested members. For more information on how your increase is calculated, read Good to Know: Cost of Living Adjustment for Your Pension.

OPTrust Surpasses 100,000-Member Milestone

OPTrust, one of Canada’s largest defined benefit pension plans, has welcomed the 100,000th member to the Plan. Since inception, OPTrust’s membership has increased by more than 40 per cent from just under 70,000 in 1995. Today, OPTrust delivers retirement security to retirees in over 300 communities across Ontario and remits more than $1 billion in annual pension payments. Read more

Ending your Coverage under the Optional Upgrade Package

If you decide to terminate your coverage under the Optional Upgrade Package (OUP), please be advised that your decision is final and irrevocable. Once you opt out, you cannot re-enrol.
To terminate your coverage under the OUP, please notify OPTrust using one of the two methods below:

  1. Send us a secure message using your online services account.
  2. Send us a scanned copy or photo of a written notice that includes your full name, OPTrust ID #, signature and the date using the secure Contact Us page of our website.

Your OUP premiums and coverage will continue only until the end of the month in which OPTrust receives your notice terminating your coverage.

Your notice applies only to your coverage under the OUP and does not affect your coverage under the post retirement insured benefits plan in which you are enrolled.

Canada Life Healthcare and Dental Claim Forms

OPTrust will no longer provide paper copies of Canada Life claim forms.

You may print the claims forms from our website or register for Canada Life’s GroupNet (Watch a 45-second video that shows you how to register) to submit claims faster and get your benefits info directly online.  

Send your documents without delay!

With the office closed we are unable to collect and process paper mail.

You can connect with us immediately by sending all your pension documents to OPTrust using your Online Services account or our Contact Us drop box feature. Avoid any delays and go digital. It’s safe, secure and fast!

Protecting each other
We offer our thanks to our members working on the front lines who continue to support us and keep us safe. One way we can all help to protect each other is to download the federal government’s COVID Alert app. It can aid us in tracking the spread of the virus in our communities. Learn more about the COVID Alert app